Pet Health Insurance
Get special coverage for your special pet. You know, the one you let cuddle up with you on the couch at night. You’ll feel better knowing that your furry friend will be taken care of when an accident or illness occurs.
Have other coverage needs?
See all of our options.
Coverage highlights
Furry friends welcome
Coverage for dogs and cats from 6 weeks to as much as 14 years old in most states
Coverage choices
Accident and illness is our most popular coverage, but accident only is also available
Extras and options
Choose the coverage that’s right for your pet by selecting the annual limit, reimbursement percentage, and deductible
Discounts that accelerate savings
Take advantage of multiple-pet and military discounts
Pet Health Insurance at a glance
So you never have to choose between an expensive treatment and your pet.
How you’re protected:
- Laboratory and diagnostic tests associated with a covered accident or illness;
- Breed specific and genetic conditions, chronic and recurring conditions;
- Emergency and specialist vet visits, cancer, surgery, hospitalization, nursing care;
- Alternative therapies, prescription medications, and dental illness (up to $1,000)
Included coverage:
- Accident and illness
- Accident only (available by phone)
Extra options:
- Annual limit–This is the maximum coverage limit for the policy term ($2,000 to unlimited)
- Reimbursement percentage–70%, 80%, or 90%
- Deductible options from $100 to $1,000
You should know:
- If your pet has not seen the veterinarian in over 12 months, the vet will need to perform an exam for a medical history review.
- The waiting period is a short period of time at the beginning of the policy when coverage is restricted
- Pre-existing conditions are not covered
- Availability of discount and coverage options may vary by state
Dog and cat insurance for the unexpected
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Get a quote
Learn more and get a quote on insurance for your pet.
Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8) and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change.