American Modern^® insurance

Protecting your full-time home

There are all kinds of homes for all kinds of people. Whether you live in a 1930s bungalow, a rehabbed duplex, or a sparkling new manufactured home (or even a yurt!), we have coverage to match.

Full-time home solutions

So many homes to choose from… good thing we offer a wide range of coverage solutions.
Take a look and ask your agent what’s best for you.

Homeowners For homes in average condition or better, worth $50-$500K, and covering any age 1- to 2-family owner-occupied and seasonal homes.	Homeowners FLEX^® For homes in average condition or better, worth $50-$1M (range varies by state), and covering any age 1- to 2-family owner-occupied and seasonal homes.
Dwelling Special For homes in above average condition or better, worth $75K-$1M, and covering any age seasonal, rental, and vacant homes. Owner-occupied available in limited states.	Dwelling Basic For homes in fair condition or better, worth $20-$500K (range varies by state and vacancy), and covering up to 4-family any age owner-occupied, seasonal, rental, and vacant homes.
Manufactured Home For homes in fair condition or better, worth $5-$300K, and covering owner-occupied and seasonal homes in park or on private land.	Condo For condos in average condition or better, worth up to $500K, and covering single family rental and seasonal units (in CA must be owner-occupied).

Talk to an agent

Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you.