American Modern^® insurance

Protecting your full-time home

There are all kinds of homes for all kinds of people. Whether you live in a 1930s bungalow, a rehabbed duplex, or a sparkling new manufactured home (or even a yurt!), we have coverage to match.

Full-time home solutions

So many homes to choose from...good thing we offer a wide range of coverage solutions. Take a look and ask your agent what's best for you.

Homeowners Having trouble finding coverage because of your home’s value, age or claim history? We help protect a wide range of homes.	Homeowners FLEX^® Some homes may need a more customized solution. Dial coverage levels up or down to fit your home’s age, claims history or location.
Dwelling Special A vacant, rental or seasonal home may not need the same coverage as your full-time residence. Here’s an option for up to a four-family property.	Dwelling Basic Maybe you can’t get full coverage—or maybe you’re just looking for the basics. Either way, we can cover most occupancy types.
Manufactured Home We’ve been helping people protect manufactured homes since 1965. Get full coverage for everything from single-family and multi-sectional to modular or tiny homes.

Talk to an agent

Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you.