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    Yacht

Yacht

Hit the water with coverage as individual as your yacht. From the Great Lakes to Grand Bahama, you have the freedom to get the protection you want. Now you’re living the good life.
Need to cover something else? See all of our options.
Coverage highlights
Specialty yacht coverage

Trusted protection for vessels 27 to 64 feet in length (houseboats can be longer), up to $1M in value

Coverage choices

Full coverage (includes physical damage for the hull, plus liability) or liability only (protection and indemnity)

Extras and options

Bow-to-stern protection, hull damage, extended parts replacement, captain and crew, extended navigation, and more

Discounts that accelerate savings

Take advantage of multiple product discounts; ask your agent how you can save

Yacht at a glance
Choose the coverage that best fits your vessel. And cruise with confidence.
How you’re covered:
  • We agree on the yacht’s value and insure it for that amount; in the event of a total loss, that agreed upon value is the payout amount, minus the deductible
  • Options include actual cash value or replacement cost
Included coverage:
  • Protection and indemnity coverage, under/uninsured boater-caused damage, watersports liability, wreck removal, search and rescue, and more
  • Broad navigational freedom, including all waters of the U.S. and Canada, Mexico’s Pacific coast (north of Rio Santo Tomas, Baja), and the international shared lakes between Mexico and Texas
Extra options:
  • Bow-to-stern protection, hull damage, ensuing loss, genuine parts security, and reward for safe driving
  • Rental, travel loss, and tournament fee reimbursement
  • Extended navigation provisions allow travel to the Bahamas, Caribbean, and locations in Mexico as far south as Acapulco
  • Personal effects, haul out, and more
You should know:
  • Up to four shared owners allowed
  • Title may be held by an individual, trust, LLC, or corporation
Yacht at a glance
We’ll cover just about anything you cruise
  • Cruiser
  • Sailboat
  • Sport fishing boat
  • Pontoon
  • Houseboat
  • Performance
  • Catamaran
  • Cruiser
  • Sailboat
  • Sport fishing boat
  • Pontoon
  • Houseboat
  • Performance
  • Catamaran
  • Cruiser
  • Sailboat
  • Sport fishing boat
  • Pontoon
  • Houseboat
  • Performance
  • Catamaran

Talk to an agent

Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you.
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Customer Service
We are here to assist you Monday through Friday, between the hours of 8 AM and 8 PM, EST.
Customer service phone +1 (855) 469-2644
Customer service phone
+1 (855) 469-2644
Customer Service Email servicecenter@amig.com
Customer Service Email
servicecenter@amig.com
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Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1).

American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services.

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