American Modern^® insurance

Protecting your vacant home

You inherit a property, move away before your house is sold, or relocate for a renovation – what could go wrong, right? It’s good to know our solutions answer the call, even when nobody’s home.

Vacant home solutions

The house may be empty, but you still have coverage choices. Take a look and ask your agent what’s best for you.

Dwelling Special A vacant, rental or seasonal home may not need the same coverage as your full-time residence. Here’s an option for up to a four-family property.	Dwelling Basic Maybe you can’t get full coverage—or maybe you’re just looking for the basics. Either way, we can cover most occupancy types.
Manufactured Home We’ve been helping people protect manufactured homes since 1965. Get full coverage for everything from single-family and multi-sectional to modular or tiny homes.

Talk to an agent

Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you.