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American Modern® insurance

Protecting your vacant home

You inherit a property, move away before your house is sold, or relocate for a renovation – what could go wrong, right? It’s good to know our solutions answer the call, even when nobody’s home.

Vacant home solutions

The house may be empty, but you still have coverage choices.
Take a look and ask your agent what’s best for you.

Dwelling Special

For homes in above average condition or better, worth $75K-$1M, and covering any age seasonal, rental, and vacant homes. Owner-occupied available in limited states. 

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Dwelling Basic

For homes in fair condition or better, worth $20-$500K (range varies by state and vacancy), and covering up to 4-family any age owner-occupied, seasonal, rental, and vacant homes.

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Talk to an agent

Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you.
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Chat with our virtual assistant 24/7. You can check on your claim, get billing details, sign up for EZPay automatic payments, and more.
Customer Service
We are here to assist you Monday through Friday, between the hours of 8 AM and 8 PM, EST.
Customer service phone +1 (855) 469-2644
Customer service phone
+1 (855) 469-2644
Customer Service Email servicecenter@amig.com
Customer Service Email
servicecenter@amig.com
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Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1).

American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services.

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