Boat
There’s nothing like a day on the water. Whether you’re out for family, fun, or fishing, we specialize in customized coverage for nearly any watercraft.
Need to cover something else?
See all of our options.
Coverage highlights
Specialty boat coverage
Boats up to 27 feet in length and $1M in value, including runabouts, ski boats, and personal watercraft, for starters
Coverage choices
Full coverage (includes physical damage for the hull, plus liability) or liability only (bodily injury and property damage)
Extras and options
Bow-to-stern protection, hull damage, extended parts replacement, and more
Discounts that propel savings
Take advantage of multiple product discounts; ask your agent how you can save
Boat at a glance
If you love your boat (and we know you do), you’ll love the way our coverage puts you at the helm.
How you’re protected:
- We agree on the boat’s value and insure it for that amount; in the event of a total loss, that agreed upon value is the payout amount, minus the deductible
- Options include actual cash value or replacement cost
Included coverage:
- Liability for bodily injury and property damage, under/uninsured boater-caused damage, wreck removal
- Watersports liability, personal effects, emergency assistance, replacement for parts up to 10 years old, and more
Extra options:
- Bow-to-stern protection, hull damage, ensuing loss, genuine parts security, and reward for safe driving
- Rental, travel loss, tournament fee reimbursement, and more
You should know:
- Larger vessels may be eligible for our Yacht program
- Title may be held by an individual, trust, LLC, or corporation
We’ll cover just about anything you captain
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Talk to an agent
Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you.