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    Boat

Boat

There’s nothing like a day on the water. Whether you’re out for family, fun, or fishing, we specialize in customized coverage for nearly any watercraft.
Need to cover something else? See all of our options.
Coverage highlights
Specialty boat coverage

Boats up to 27 feet in length and $1M in value, including runabouts, ski boats, and personal watercraft, for starters

Coverage choices

Full coverage (includes physical damage for the hull, plus liability) or liability only (bodily injury and property damage)

Extras and options

Bow-to-stern protection, hull damage, extended parts replacement, and more

Discounts that propel savings

Take advantage of multiple product discounts; ask your agent how you can save

Boat at a glance
If you love your boat (and we know you do), you’ll love the way our coverage puts you at the helm.
How you’re protected:
  • We agree on the boat’s value and insure it for that amount; in the event of a total loss, that agreed upon value is the payout amount, minus the deductible
  • Options include actual cash value or replacement cost
Included coverage:
  • Liability for bodily injury and property damage, under/uninsured boater-caused damage, wreck removal
  • Watersports liability, personal effects, emergency assistance, replacement for parts up to 10 years old, and more
Extra options:
  • Bow-to-stern protection, hull damage, ensuing loss, genuine parts security, and reward for safe driving
  • Rental, travel loss, tournament fee reimbursement, and more
You should know:
  • Larger vessels may be eligible for our Yacht program
  • Title may be held by an individual, trust, LLC, or corporation
Boat at a glance
We’ll cover just about anything you captain
  • Sailboat
  • Sport fishing boat
  • Pontoon
  • Runabout
  • Performance
  • Ski boat
  • Personal watercraft
  • Bass/walleye
  • Sailboat
  • Sport fishing boat
  • Pontoon
  • Runabout
  • Performance
  • Ski boat
  • Personal watercraft
  • Bass/walleye
  • Sailboat
  • Sport fishing boat
  • Pontoon
  • Runabout
  • Performance
  • Ski boat
  • Personal watercraft
  • Bass/walleye

Talk to an agent

Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you.
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Customer Service
We are here to assist you Monday through Friday, between the hours of 8 AM and 8 PM, EST.
Customer service phone +1 (855) 469-2644
Customer service phone
+1 (855) 469-2644
Customer Service Email servicecenter@amig.com
Customer Service Email
servicecenter@amig.com
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Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1).

American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services.

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