American Modern^® insurance

Our insurance solutions, all in one place

When you need something different than what the market offers, look no further than American Modern. We offer a variety of specialty insurance solutions, from recreational and residential to pet health. Here you can see them all in one place.

Explore our solutions

Residential
Recreational
Pet Health
Earthquake

Homeowners Having trouble finding coverage because of your home’s value, age or claim history? We help protect a wide range of homes.	Homeowners FLEX^® Some homes may need a more customized solution. Dial coverage levels up or down to fit your home’s age, claims history or location.
Dwelling Special A vacant, rental or seasonal home may not need the same coverage as your full-time residence. Here’s an option for up to a four-family property.	Dwelling Basic Maybe you can’t get full coverage—or maybe you’re just looking for the basics. Either way, we can cover most occupancy types.
Manufactured Home We’ve been helping people protect manufactured homes since 1965. Get full coverage for everything from single-family and multi-sectional to modular or tiny homes.

Collector Vehicle The rare, the rescued, the restored. Our coverage is built from the wheels up for the way you use and care for your favorite ride.	Boat Covering a boat with a homeowners policy just doesn’t hold water. We offer specialized coverage instead.
Motorsports On 2 wheels or 4, on the highway or off the beaten path, we offer coverage for just about any ride (even ATVs, e-bikes and golf carts).	Yacht Hit the water with coverage as individual as your yacht. You choose the policy options that best fit your vessel.

Pet Health

We offer accident and illness pet insurance for dogs and cats.

Earthquake

You can't predict an earthquake, but you can protect your property by adding this standalone coverage to your homeowners policy.