American Modern^® insurance

Our insurance solutions, all in one place

When you need something different than what the market offers, look no further than American Modern. We offer a variety of specialty insurance solutions, from recreational and residential to pet health. Here you can see them all in one place.

Explore our solutions

Residential
Recreational
Pet Health

Homeowners For homes in average condition or better, worth $50-$500K, and covering any age 1- to 2-family owner-occupied and seasonal homes.	Homeowners FLEX^® For homes in average condition or better, worth $50-$1M (range varies by state), and covering any age 1- to 2-family owner-occupied and seasonal homes.
Dwelling Special For homes in above average condition or better, worth $75K-$1M, and covering any age seasonal, rental, and vacant homes. Owner-occupied available in limited states.	Dwelling Basic For homes in fair condition or better, worth $20-$500K (range varies by state and vacancy), and covering up to 4-family any age owner-occupied, seasonal, rental, and vacant homes.
Manufactured Home For homes in fair condition or better, worth $5-$300K, and covering owner-occupied and seasonal homes in park or on private land.	Condo For condos in average condition or better, worth up to $500K, and covering single family rental and seasonal units (in CA must be owner-occupied).

Collector Vehicle We cover classic cars—and trucks, military vehicles, tractors, and restorations-in-process.	Boat We accept most boat types up to 27 feet in length and valued up to $1M, and personal watercraft, too.
Motorsports Most motorcycle types are accepted— so are golf carts, ATVs, e-bikes, and snowmobiles.	Yacht We cover larger vessels from 27 to 64 feet in length (houseboats can be longer) and valued up to $1M.

Pet Health

We offer accident and illness pet insurance for dogs and cats.