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Insurance solutions
Occupancy type
Recreational products
Insurance solutions
  • Residential chevron_right
  • Recreational chevron_right
  • Pet Health
  • All solutions
Occupancy type
  • Full time
  • Part time
  • Rental
  • Vacant
Recreational products
  • Collector Vehicle
  • Motorsports
  • Boat
  • Yacht
Please Author Variation Path on the Component
Please Author Variation Path on the Component
American Modern® insurance

Our insurance solutions, all in one place

When you need something different than what the market offers, look no further than American Modern. We offer a variety of specialty insurance solutions, from recreational and residential to pet health. Here you can see them all in one place.

Explore our solutions

  1. Residential
  2. Recreational
  3. Pet Health
Homeowners

For homes in average condition or better, worth $50-$500K, and covering any age 1- to 2-family owner-occupied and seasonal homes.

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Homeowners FLEX®

For homes in average condition or better, worth $50-$1M (range varies by state), and covering any age 1- to 2-family owner-occupied and seasonal homes.

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Dwelling Special

For homes in above average condition or better, worth $75K-$1M, and covering any age seasonal, rental, and vacant homes. Owner-occupied available in limited states. 

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Dwelling Basic

For homes in fair condition or better, worth $20-$500K (range varies by state and vacancy), and covering up to 4-family any age owner-occupied, seasonal, rental, and vacant homes.

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Manufactured Home

For homes in fair condition or better, worth $5-$300K, and covering owner-occupied and seasonal homes in park or on private land.

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Condo

For condos in average condition or better, worth up to $500K, and covering single family rental and seasonal units (in CA must be owner-occupied).

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Collector Vehicle

We cover classic cars—and trucks, military vehicles, tractors, and restorations-in-process.

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Boat

We accept most boat types up to 27 feet in length and valued up to $1M, and personal watercraft, too.

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Motorsports

Most motorcycle types are accepted—
so are golf carts, ATVs, e-bikes, and snowmobiles.

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Yacht

We cover larger vessels from 27 to 64 feet in length (houseboats can be longer) and valued up to $1M.

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Pet Health

We offer accident and illness pet insurance for dogs and cats.

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Customer Service
We are here to assist you Monday through Friday, between the hours of 8 AM and 8 PM, EST.
Customer service phone +1 (855) 469-2644
Customer service phone
+1 (855) 469-2644
Customer Service Email servicecenter@amig.com
Customer Service Email
servicecenter@amig.com
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Insurance solutions
  • Residential
  • Recreational
  • Pet Health
  • All solutions
Contact us
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Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1).

American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services.

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