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  • Home
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    Manufactured Home

Manufactured Home

What do traditional double-wides and trendy tiny homes have in common? The need for specialized coverage. We started in manufactured home insurance more than 50 years ago. So you can get coverage you need for the home you love.
Need to cover something else? See all of our options.
Coverage highlights
Many property types welcome

Single-family, single-wide, double-wide, modular, tiny home

Coverage choices

Comprehensive “all risk” coverage for dwelling, other structures, and personal property

Plenty of extras and options

Personal liability, liability for injuries on the property, identity theft recovery, loss assessment, water backup and sump overflow, and more

Discounts that build savings

6 possible discounts could save you 10% or more

Manufactured Home at a glance
It may be pre-built, but your home is one-of-a-kind. So is your protection.
How you’re protected:
  • We agree on the home’s value and insure it for that amount; in the event of a total loss, that agreed upon value is the payout amount, minus the deductible
  • Actual cash value for partial losses, with options for full repair cost or replacement cost
  • Actual cash value for personal property, with an option for replacement cost
Included coverage:
  • Water damage to your home’s structure is covered at 100%, with a $3,500 cap for mold and remediation
  • Housing and living expenses are paid at 10% for loss of use due to home structural damage
  • Coverage for a building under construction, debris removal, emergency removal, reasonable repairs, vandalism, theft, and more
Enjoy extra options:
  • Other structures, personal liability, liability for injuries on the property, personal property, and earthquake
  • Enhanced coverage, equipment breakdown protection, fire department surcharge, and more
You should know:
  • Manufactured homes have been at the heart of our business since 1965
  • We cover vacant manufactured homes in our Dwelling Basic program
Manufactured Home at a glance
We cover properties in many shapes and sizes
  • No age restriction
  • Fair condition and better
  • Values up to $300,000
  • No age restriction
  • Fair condition and better
  • Values up to $300,000
  • No age restriction
  • Fair condition and better
  • Values up to $300,000

Talk to an agent

Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you.
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We are here to assist you Monday through Friday, between the hours of 8 AM and 8 PM, EST.
Customer service phone +1 (855) 469-2644
Customer service phone
+1 (855) 469-2644
Customer Service Email servicecenter@amig.com
Customer Service Email
servicecenter@amig.com
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Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1).

American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services.

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