Motorsports
Cruising the open road. Rolling through the back country. Or just knocking around the neighborhood. On two wheels or four, running gas or electric, we have coverage for just about any ride.
Need to cover something else?
See all of our options.
Coverage highlights
Many classes welcome
Motorcycles, ATVs, golf carts, and snowmobiles, for starters
Coverage choices
Full coverage (includes comprehensive, collision, and liability) or liability only
Extras and options
Accessories, personal effects/safety apparel, and pet protection
Discounts that accelerate savings
Take advantage of multiple product discounts; ask your agent how you can save
Motorsports at a glance
On the road or off, make the most of your freedom with the right protection.
How you’re protected:
- Actual cash value
- For classic bikes, we agree on a value before the policy activates; in the event of a total loss, that agreed upon value is the payout amount, inclusive of taxes and fees; deductible applies
- Bikes that are two model years old or newer are eligible for replacement cost settlement
Included coverage:
- Accessories
- Personal effects/safety apparel
- Pet protection
- Towing and emergency expense
Extra options:
- Passenger liability, medical payments, uninsured motorist, trailer physical damage
- Increased coverage for accessories or equipment not provided by the manufacturer
- Increased personal effects/safety apparel coverage, increased towing and emergency expense, and more
You should know:
- Title may be held by an individual, trust, LLC, or corporation
- Drivers of street vehicles must be at least 16 years of age and hold a valid license
- For off-road vehicles 250cc or less, drivers must be at least 11 years old; if 251cc or greater, driver must be at least 16 years old
We’ll cover just about anything you cruise
| Motorcycles | Off-road | Electrics | Other |
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| Motorcycles | Off-road |
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| Electrics | Other |
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| Motorcycles |
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Off-road |
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Electrics |
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Other |
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Talk to an agent
Agents can answer your questions, explain any requirements, and provide a quote. Use our search tool to find one near you.
Segway is a registered trademark of Segway, Inc., which is not affiliated with American Modern, and does not sponsor or endorse American Modern, its products, or its services.