Earthquake
Nobody knows when an earthquake might happen. And when it does, a typical homeowners policy probably won’t cover it. There’s another option. Adding this standalone supplement will help protect your investment.
Need to cover something else?
See all of our options.
Coverage highlights
All ZIP codes welcome
If we offer Earthquake insurance in your state, it’s available in your neighborhood.
Most types of homes
Protect a single-family home or up to a 4-family property—with no limits on its age.
Coverage choices
You can upgrade coverage levels for personal property, other structures or loss of use.
States we can cover
Available in 14 states. We can cover homes in AR, IL, IN, KS, KY, MO, MS, NV, OH, OR, SC, TN, UT and WA.
Earthquake at a glance
Gain peaces of mind and plan ahead with added protection.
How you’re protected:
- Coverage includes replacement cost for the building; actual cash value for personal property
- Owner-occupied, rental, seasonal or vacant homes are eligible
- All ZIP codes are eligible in authorized states
- Cover up to 10 homes on one policy
Included coverage:
- Personal property
- Loss of use
- Loss assessment
- Debris removal
- Engineering and demolition costs
Extra options:
- Choose from three deductible levels
- Increase loss of use coverage
- Save with a discount for a secured water heater
You should know:
- Policy covers earthquake losses only; damage caused by fire or flood following an earthquake is not covered
- Home must be frame, brick/masonry, brick veneer, concrete or stucco construction; no mobile homes or log cabins
Earthquake insurance for the unexpected
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