American Modern Logo

Insurance solutions
Customer center
About us
Occupancy type
Recreational products
Insurance solutions
  • Residential chevron_right
  • Recreational chevron_right
  • Pet Health
  • All solutions
Customer center
  • Make a payment
  • File a claim
  • Track a claim
  • Contact us
  • Blog
About us
  • Company
  • Culture
  • Careers
Occupancy type
  • Full time
  • Part time
  • Rental
  • Vacant
Recreational products
  • Collector Vehicle
  • Motorsports
  • Boat
  • Yacht
Please Author Variation Path on the Component
Please Author Variation Path on the Component
Please Author Variation Path on the Component
Please Author Variation Path on the Component
  • Home
  • /
    Residential
  • /
    Earthquake

Earthquake

Nobody knows when an earthquake might happen. And when it does, a typical homeowners policy probably won’t cover it. There’s another option. Adding this standalone supplement will help protect your investment.
Need to cover something else? See all of our options.
Coverage highlights
All ZIP codes welcome

If we offer Earthquake insurance in your state, it’s available in your neighborhood.

Most types of homes

Protect a single-family home or up to a 4-family property—with no limits on its age.

Coverage choices

You can upgrade coverage levels for personal property, other structures or loss of use.

States we can cover

Available in 14 states. We can cover homes in AR, IL, IN, KS, KY, MO, MS, NV, OH, OR, SC, TN, UT and WA.

Earthquake at a glance
Gain peaces of mind and plan ahead with added protection.
How you’re protected:
  • Coverage includes replacement cost for the building; actual cash value for personal property
  • Owner-occupied, rental, seasonal or vacant homes are eligible
  • All ZIP codes are eligible in authorized states
  • Cover up to 10 homes on one policy
Included coverage:
  • Personal property
  • Loss of use
  • Loss assessment
  • Debris removal
  • Engineering and demolition costs
Extra options:
  • Choose from three deductible levels
  • Increase loss of use coverage
  • Save with a discount for a secured water heater
You should know:
  • Policy covers earthquake losses only; damage caused by fire or flood following an earthquake is not covered
  • Home must be frame, brick/masonry, brick veneer, concrete or stucco construction; no mobile homes or log cabins
Homeowners at a glance
Earthquake insurance for the unexpected
  • No age restriction
  • No occupancy restriction
  • Values from $25,000 to $2M
  • No age restriction
  • No occupancy restriction
  • Values from $25,000 to $2M
  • No age restriction
  • No occupancy restriction
  • Values from $25,000 to $2M
American Modern Chat
close
Contact American Modern
close
We're here for you
Need help now?
Chat with our virtual assistant 24/7. You can check on your claim, get billing details, sign up for EZPay automatic payments, and more.
Customer Service
We are here to assist you Monday through Friday, between the hours of 8 AM and 8 PM, EST.
Customer service phone +1 (855) 469-2644
Customer service phone
+1 (855) 469-2644
Customer Service Email servicecenter@amig.com
Customer Service Email
servicecenter@amig.com
Don’t see what you need?
Visit our customer support center.
American Modern Logo
Facebook
For policyholders
  • Make a payment
  • Enroll in EZPay
  • File a claim
  • Track a claim
Insurance solutions
  • Recreational
  • Residential
  • Pet Health
  • All solutions
About us
  • Company
  • Culture
  • Careers
  • Apply now
Contact us
  • Chat
  • Give us a call
  • Send us an email

Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may vary or not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including but not limited to American Modern Property and Casualty Insurance Company (CA Lic. No. 6129-1).

American Modern Insurance Group, American Modern, AMsuite, modernLINK, and Homeowners FLEX are registered trademarks of American Modern Insurance Group, Inc. All other names, logos, and brands described herein are trademarks or registered trademarks of their respective holders, and use herein does not imply affiliation with or sponsorship or endorsement by them of American Modern, its products, or its services.

Privacy | California consumer privacy rights | Terms of use | Cookie settings
 © ${year} American Modern Insurance Group.All rights reserved.